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Answer: The receiving bank may collect a commission fee, and the correspondent bank may collect a correspondent fee, which will reduce the amount received by the recipient. By paying the fee as the source of payment (OUR), the recipient (BEN) can receive the remittance amount as it is by paying the fee in advance. However, in the case of remittance source (OUR), even if the fee actually paid is less than the advance payment amount, you will not respond to the refund (in contrast, if the actual fee is higher, additional payment will be required). Remittance source burden (OUR) is convenient when transferring the specified amount to the other party's account, but if you want to transfer fund to your own account, send it as a remittance destination burden (OUR) and send it slightly more in consideration of the fee, the cost may be cheaper.