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Answer: A check is issued along with the checking account, and the account holders fill in the address and amount by themself and hands it to the recipient or mails it to the recipient. When there is no funds in the account at the time of settlement, it becomes a non-delivery (Bounced Check) and a fee (interest for borrowing) is incurred. This is a convenient way to transfer account funds to rent payments or transactions. * If your check is stolen, kindly keep it carefully as there is a risk that it will be misused if it is signed by the signer.