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Export and import businesses are unique and the insurance required to cover your business should reflect the specific needs of your industry. A wide variety for transport methods bring with them unique risks. A varied and diverse set of goods coming and going to & from all corners of the globe makes assessing a shipment’s risk profile a more important task than most other types of goods. Products for the Import & Export Industry: Employee Benefits Property Risk Public Liability Trade Credit Marine Cargo

Nonprofits organizations face a variety of strategic challenges in competing for funding, building their brands, balancing budgets, and promoting sound governance. There’s risk at every turn – yet busy decision-makers seldom have the time, expertise, or resources to proactively manage it on their own. Your organization also depends on committed and passionate professionals to propel and execute your mission. When competing against for-profit employers – especially in today’s tough labor market -- a proactive response to changing workforce needs is an absolute must. Without expert guidance, you may not be fully prepared for current or emerging risks.

Whether your guests come to eat, sleep or play, we can help you develop a risk management and insurance coverage strategy that makes it easy for you to deliver an experience that your guests won’t soon forget. Together, we can help you achieve high quality-assurance scores and best-in-class service with a specialized risk management program that includes loss-control engineering. We’ll work with you to develop safety programs that limit costly employee and guest mishaps. And, we’ll help you address the complex issues that can arise in your unique environment, such as data security and property protection. Products for the Hospitality & Leisure Industry: Employee Benefits Property Risks Public Liability

Presiding over any academic or educational institution--whether large or small--is a complex endeavor. Accidents, data breaches, property damage and financial malfeasance can expose your school to financial, physical, and reputational harm. We can help you protect your students, staff, and property so you can focus on your primary mission: to educate our future leaders. Products for the Education Industry: Employee Benefits Public Liability Property Risk

Despite challenging economic times leading to some manufacturing being forced offshore, it still critical that your manufacturing business is covered sufficiently for your specific needs. The Industrial and Manufacturing Industry covers a wide range of industrial and manufacturing services, from the manufacture of the smallest uncomplicated mechanical parts through to the largest components of complex machinery; all of which require specialist insurance cover to ensure the technical and liability risks are covered. We are experienced with covering fixed assets, property, systems, equipment and raw materials for manufacturing, allows them to analyse your unique insurance and risk management needs to ensure you have the best coverage. Products for the Manufacturing Industry: Employee Benefits Property Risks Machinery Breakdown Goods in Transit Trade Credit

No matter what role you play in your industry, you’re in a high-risk business — one that requires proactive and affordable construction insurance and risk management solutions. Our construction insurance and specialists understand that whether you’re working on residential, commercial or municipal projects, you operate in an industry that is complex and highly competitive, often dangerous, and closely regulated. We can help, with construction insurance solutions tailored to the unique needs of: General contractors Subcontractors/specialty trade contractors Professional construction services firms Developers and owners Products for the Engineering and Construction Industry: Employee Benefits Contractors' All Risk Machinery Breakdown Bond Guarantee

Whether your focus is on commercial properties or residential buildings, we can deliver a comprehensive real estate insurance and risk management program tailored to cover your portfolio and protect your bottom line. When developing your real estate insurance solution, we consider a wide variety of factors, including: Location of your property Industry segment and total insured real estate value Building construction characteristics Type of occupants whether commercial or residential You’ve taken the leap to expand your portfolio, now ensure everything is in place to protect your growing business. When it comes to your property and the need for real estate insurance, we can help assess your infrastructure and safety protocols to minimize losses from standard exposures such as fire and water, and provide solutions for complex risks including cyber security, catastrophic weather events and acts of violence.

We invest time to get to know your business and understand your true risk picture. With this thorough understanding, we can offer cover that truly meets your insurance needs. We can also help you minimise your risk with up-to-date advice on claims trends, risk management tools and insights.